Use Your Equity

Your home's equity is a valuable asset that can provide financial flexibility for a variety of needs. At CT Home Loans, I offer Home Equity Lines of Credit (HELOCs) and Equity Loans, giving you access to the funds you need for home improvements, education, or other significant investments

Home Equity Lines of Credit (HELOC)

A HELOC provides a revolving line of credit secured by your home's equity. It's a flexible option that allows you to draw funds as needed, making it ideal for ongoing projects or unexpected expenses. Enjoy the ability to access funds over a draw period, and then pay back the balance over a repayment period.

Equity Loans (Second Mortgage)

An equity loan, or second mortgage, provides a lump-sum disbursement of funds secured by your home's equity. This option is ideal for those who need a specific amount of money for a one-time expense, such as a major home renovation or college tuition. Enjoy a fixed interest rate and predictable monthly payments.