Don’t Have 20% Down, That’s OK

Don't let a limited down payment hold you back from your dream of homeownership. At CT Home Loans, I specialize in helping first-time homebuyers and those with limited funds find affordable mortgage solutions. Explore these options to make your homeownership goals a reality:

Down Payment Assistance Programs

Explore available down payment assistance programs that can provide grants or loans to help you cover your down payment and closing costs. I'll help you identify eligible programs and guide you through the application process. These programs can vary from state to state, and even by county. I will help you research all of the programs available to you

First-Time Homebuyer Programs

Take advantage of special programs designed specifically for first-time homebuyers. These programs often offer lower interest rates, reduced fees, and down payment assistance. I will help you navigate the process, and help you understand the benefits of these programs.

Low Down Payment Programs

Discover a variety of loan programs that require minimal down payments, often as low as 3% or even 0% for qualified borrowers. I'll guide you through the requirements and help you find the program that fits your financial situation. This includes options such as FHA loans, VA loans, and USDA loans.