Refinance Your Home

Refinancing your mortgage can be a powerful financial tool, allowing you to lower your monthly payments, access cash for important needs, or simplify your loan terms. At CT Home Loans, I offer a range of refinance options tailored to your goals:

Cash Out Refinance

Tap into your home's equity to access funds for home improvements, debt consolidation, or other significant expenses. I'll guide you through the process, helping you maximize your cash-out potential while maintaining manageable payments

Rate & Term Refinance

Lower your interest rate and/or adjust your loan term to reduce your monthly payments and save money over the life of your loan. I'll analyze your current mortgage and find the most favorable terms available.

Streamline Refinance

Most commonly FHA Streamline and VA IRRRL. For eligible borrowers, a streamline refinance offers a simplified and expedited process. This option often requires less documentation and can be a quick way to lower your interest rate. I can help you determine if you qualify.